NEVER discuss your insurance rates on social media

“Marge and I pay $183 a month for full coverage on 2 cars. Is that too much?”

And off it goes: a dozen other people chime in with what they pay.

These numbers are the most meaningless numbers on earth.

Here are just a few things that determine what you pay for car insurance:

  • ·         What kind of cars do you drive?
  • ·         What is your driving record as well as that of other people in the house?
  • ·         What are your deductibles?
  • ·         What are your liability limits?
  • ·         What are your uninsured/underinsured limits?
  • ·         Is your policy bundled with a home or a renter’s policy?
  • ·         What is your zip code?
  • ·         Do you have any drivers under the age of 25 in the house?
  •        Do you drive for Uber, Lyft, Doordash, or any similar service?
  • ·         And potentially several other issues.

Oh, and there is no such thing as “full coverage”.

Have a REAL professional conversation not only about what you are paying for insurance, but what will your insurance company pay you should you ever be in a serious, life-interrupting accident. Talk directly with an industry professional.


30+ carriers ... 40+ states
Auto-home-commercial-group benefits

Doug Newman
303-902-5503 -

Powered by  

Also a partner of  Xperience Benefits.


Popular posts from this blog

Five things every realtor and mortgage lender must know about insurance

Four Reasons Insurance Rates Are Skyrocketing

Important Insurance Update for Realtors and Mortgage Lenders