Showing posts from December, 2021

Five things to do when you switch insurance carriers

So, you’ve kicked your old insurance company to the curb, and you’re all jazzed up about your new carrier. Here are 5 things to do as soon as you have made this change. The absolute FIRST THING you need to do – and do IMMEDIATELY – is to put a paper hard copy of proof of your new insurance in your glove box(es). You ABSOLUTELY NEVER want to just have a digital copy on your phone. For more information, please go here . Then you want to install your new carrier’s app on your phone. Your agent might be the greatest guy in the world – I’d like to meet him some time – but there are several reasons you’ll want to have direct access to your carrier. For more information, please go here . With this in mind, you will also want to store your carrier’s claims and service numbers in your contact list. For more information on points 2 & 3, please go here . If you have opted for a tracking app to monitor your driving habits , you will want to download that app to your phone. And, finally,

The Kentucky tornadoes should prompt EVERYONE to review their home and renter’s insurance

I advertise my business almost every day on LinkedIn . Once every few weeks, I tell everyone that we in the insurance industry cannot stop the storms of life. However, if we do our job properly, we can do a lot to soften the financial blow.   By now, you’ve probably all seen photos and videos of Saturday night’s horrific tornadoes which devastated a six-state area. The most intense damage was inflicted on the town of Mayfield, population 10,000, in western Kentucky. Mayfield, KY. Credit .   If this doesn’t make you want to review your homeowner’s and renter’s coverage, I don’t know what will.   Insurance is not fast food, so don’t treat it that way. NEVER just get a quote and bind your coverage online . Have a real live professional agent review every line of coverage on your current policies and make sure that, should disaster strike, you have no additional unpleasant surprises.   As a colleague likes to say, don’t let a bad day turn into a bad life.   H