Showing posts from February, 2022

NEVER discuss your insurance rates on social media

“Marge and I pay $183 a month for full coverage on 2 cars. Is that too much?” And off it goes: a dozen other people chime in with what they pay. These numbers are the most meaningless numbers on earth. Here are just a few things that determine what you pay for car insurance: ·          What kind of cars do you drive? ·          What is your driving record as well as that of other people in the house? ·          What are your deductibles? ·          What are your liability limits? ·          What are your uninsured/underinsured limits? ·          Is your policy bundled with a home or a renter’s policy? ·          What is your zip code? ·          Do you have any drivers under the age of 25 in the house?        Do you drive for Uber, Lyft, Doordash, or any similar service? ·          And potentially several other issues. Oh, and there is no such thing as “full coverage”. Have a REAL professional conversation not only about what you are paying for insurance, but