NEVER buy insurance online or on an app
Credit: Insurance Journal "But I don't have tiiiiime to talk with an agent. What's wrong with buying online?" To be sure, there are numerous websites to visit and boiler rooms to call where you can buy and bind insurance in a few minutes. However, the chances are overwhelming that you will pick the cheapest option. That's just a natural tendency And there's nothing wrong with wanting to save money. However, what are you going to get for your money? And what are you not getting for those few dollars you might save? Do you know that there is no such thing as "full coverage"? Do you know that your policy will only pay up to the stated limits? Do you know that once those limits are exhausted your insurance company walks away and you are on your own? Do you know what that policy you bought on the Ratecrushers app will do if you are on the receiving end of a hit-and-run where they can never find the perp and you can't go to work for 18 months? Do yo...