Why can’t I "just email a quote?"

 

Credit: www.finance.yahoo.com

The other day, after leaving a voicemail with a potential client, I got the following email.

“Can you email me your offer?”

I think it’s important to know that my potential client holds a Ph.D. and is an engineer for a major local technology firm. He is also married with 3 children and recently purchased a very nice home in an upper-middle-class suburb. He has a lot to protect.

I left him a voicemail and then sent him the following email.

Thank you very much for considering me as your insurance professional.

I just left a voicemail.

Please know that I don’t just spin out quotes.

Insurance is like anything else: you get what you pay for. If it’s cheap, it’s cheap for a reason.

Before I go to price with any of my clients, I have a thorough discussion of current as well as recommended coverage.

Nobody “plans” on a serious claim. However, these things do happen.

If you should ever have a serious claim, and you don’t have the proper coverage it could be extremely costly for both of us. Neither of us has the time or money for that.

This can happen, by the way, even if you are not at fault.

So please provide me your FULL POLICIES on your car and home. And this does NOT mean the slip of paper that goes in your glove box, but rather your FULL policy. You can get this by calling your insurance carrier.

Once I have this information, I can make a professional recommendation.

 I look forward to serving you.

I’m going to copy and paste this every time someone asks me to “just email a quote”.

 

Doug Newman
720-675-8119

30+ carriers ... 40+ states
Auto-home-commercial-group benefits

epsinsures@gmail.com - www.epsinsures.info

Powered by TAG Insurance and Xperience Benefits




 

 

Comments

Post a Comment

Popular posts from this blog

Five things every realtor and mortgage lender must know about insurance

Image
  Credit: www.clutchpoints.com This coming Sunday, the two best teams in the NFL, the Eagles and the Chiefs, face off in Super Bowl LVII. Football is the ultimate team sport. On a great team,  every player has a role and must strive for perfection in executing the duties associated with that role. A successful real estate transaction is quite similar: it is a team effort where everyone has a role and must strive for perfection in executing their respective duties. This includes the realtor, the mortgage lender, the insurance agent, the inspector, the appraiser, and the title professional.  With this in mind, there are five things every realtor and mortgage lender  must know  about insurance. This is not about making you an expert on insurance, but rather about enhancing the process of selling and buying a home. 1) It is imperative that the insurance agent  talk directly to the client . There are certain conversations that the agent needs to have with the ...
Read more

Important Insurance Update for Realtors and Mortgage Lenders

Image
Credit: www.capecodhrg.com  Please be advised of some  major changes in the insurance world. Waiting until the last minute to set up insurance is never a good idea, even in the best of times. However, because of recent changes in the insurance marketplace , please advise your clients to begin the insurance process  i mmediately after the house goes under contract. ·       Several carriers have suspended operations across entire states . ·       Other carriers are tightening their underwriting standards and adding additional binding requirements. ·       These things are  prolonging the insurance process. ·       Please take this into account when scheduling the closing process. I would advise you to  plan for the process to take a few extra days. If you or your clients have established relationships with insura...
Read more

What Do I Do If My Insurance Company Leaves My State?

Image
By Doug Newman A forest fire in Colorado and hurricane damage in Florida. (Photo credits below.) Like all industries, the insurance industry is in a constant state of flux. And over the last few years, economic trends and natural disasters have sent things into overdrive. Hurricanes in coastal areas from Texas to North Carolina, as well as fires in Colorado, California, and other states, have caused several carriers to either suspend or severely restrict new sales in several states. In Colorado, where I live, hailstorms have been a major contributor to this trend. The good news is that you can still get insurance. However, there are five very important things you need to know.   Find a good professional agent with whom to discuss your specific situation and who can make specific individual recommendations . NEVER leave this to the whims of a cell phone app or a call center. Preferably find an independent broker who can shop multiple carriers. Know that your new insurance...
Read more