"The Excessive, Unjust Enforcement of Petty Traffic Laws Causes Too Many American To Lose their Driver's Licenses"

Credit: Chicago Tribune

This is a great article from Reason Magazine.

From this article:

"Most Americans' most frequent direct encounter with their government is through their government's agents stopping them for moving through the world in a motor vehicle in a disapproved manner, then fining them for some infraction—often one harmless to others.

"Those fines need not be (and generally are not) adjusted to any poor citizen's actual ability to pay. As a result, many Americans find themselves criminals for not being able to afford these sorts of petty fines, commonly losing the ability to drive, which often means losing the ability to make a living to pay those fines without undue hardship. This situation got so bad in Virginia that at one point, one in six licensed drivers had their licenses suspended—not over behavior that actually harmed others, but often just over not paying the state the money it was trying to mulct from them.
___________________________________________________________
Another impoverishing aspect of this is the effect on insurance rates.  if you are under 21, your insurance premiums can skyrocket!

By all means, applaud the cops when they properly arrest violent criminals. But please stop this asinine business of absolutely unconditional support for all things cop.

I very rarely post anything "political" here. But cops have a lot of power to interrupt your life over totally victimless acts. They tried and failed to do this to me on the night of January 30, 2020. And this does relate to the insurance industry.

30+ carriers ... 44 states
Auto-home-commercial
Offering life & AFLAC in Colorado

720-675-8119

epsinsures@gmail.com
Powered by www.tagins.net


Comments

Post a Comment

Popular posts from this blog

Five things every realtor and mortgage lender must know about insurance

Image
  Credit: www.clutchpoints.com This coming Sunday, the two best teams in the NFL, the Eagles and the Chiefs, face off in Super Bowl LVII. Football is the ultimate team sport. On a great team,  every player has a role and must strive for perfection in executing the duties associated with that role. A successful real estate transaction is quite similar: it is a team effort where everyone has a role and must strive for perfection in executing their respective duties. This includes the realtor, the mortgage lender, the insurance agent, the inspector, the appraiser, and the title professional.  With this in mind, there are five things every realtor and mortgage lender  must know  about insurance. This is not about making you an expert on insurance, but rather about enhancing the process of selling and buying a home. 1) It is imperative that the insurance agent  talk directly to the client . There are certain conversations that the agent needs to have with the ...
Read more

Important Insurance Update for Realtors and Mortgage Lenders

Image
Credit: www.capecodhrg.com  Please be advised of some  major changes in the insurance world. Waiting until the last minute to set up insurance is never a good idea, even in the best of times. However, because of recent changes in the insurance marketplace , please advise your clients to begin the insurance process  i mmediately after the house goes under contract. ·       Several carriers have suspended operations across entire states . ·       Other carriers are tightening their underwriting standards and adding additional binding requirements. ·       These things are  prolonging the insurance process. ·       Please take this into account when scheduling the closing process. I would advise you to  plan for the process to take a few extra days. If you or your clients have established relationships with insura...
Read more

What Do I Do If My Insurance Company Leaves My State?

Image
By Doug Newman A forest fire in Colorado and hurricane damage in Florida. (Photo credits below.) Like all industries, the insurance industry is in a constant state of flux. And over the last few years, economic trends and natural disasters have sent things into overdrive. Hurricanes in coastal areas from Texas to North Carolina, as well as fires in Colorado, California, and other states, have caused several carriers to either suspend or severely restrict new sales in several states. In Colorado, where I live, hailstorms have been a major contributor to this trend. The good news is that you can still get insurance. However, there are five very important things you need to know.   Find a good professional agent with whom to discuss your specific situation and who can make specific individual recommendations . NEVER leave this to the whims of a cell phone app or a call center. Preferably find an independent broker who can shop multiple carriers. Know that your new insurance...
Read more