If you drive Lyft or Uber you NEED to review and update your insurance
Credit: www.customerbliss.com |
Uber & Lyft are like social media: you can hate on them all you want, but they are a permanent part of the landscape. They didn’t just change transportation, they changed how we live our lives. How many “gig” apps have been inspired by them?
Recently,
we discussed the importance of insuring yourself properly for food delivery. Now, let’s talk about insuring
yourself properly for Lyft and Uber.
Between the time your phone lights up with a request
and the time you reach your passenger’s destination, your personal car insurance WILL NOT cover you.
If you are in an accident while doing food delivery, and your insurance company finds out, it can result in either the denial of a claim and/or the cancellation of your policy.
Also, you could have a claim that has nothing to do
with delivery, e.g., hail damage. Or you could be in an accident while you are not
driving Uber or Lyft. If the adjuster sees an Uber or Lyft decal on your car
and starts asking questions, you could be in for a most unpleasant surprise.
What will the extra coverage cost? I don’t know for
sure as it will depend on the carrier, your state, and, potentially, several
other factors. In many places, it is
very economical.
And make absolutely sure to get it in writing. Obtain updated policy declarations from your carrier before you turn on your app.
Don’t do another ride without reviewing and making the necessary
updates on your insurance. I can help!
Doug Newman
303-902-5503
30+ carriers ... 40+ states
Auto-home-commercial-benefits
Offering
life in Colorado
epsinsures@gmail.com - www.epsinsures.info
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